In 2005, Congress made bankruptcy eligibility more complicated by adding an income test to the forms. Now, not only do people need to list everything they own and their liabilities, but they also need to determine if their income qualifies for Chapter 7. Determining your eligibility to file starts with comparing your annualized income to the median income in Washington for the same household size. There are many considerations that go into determining what income to use, what your household size is, and what your options may be if your figure is above the median. Only an experienced bankruptcy attorney can help guide you through these important eligibiltiy determinations – contact Washington Debt Free today to discuss your situation with an experienced bankruptcy attorney.